Grasshopper Bank Business Checking: Stop Paying Fees, Start Earning Rewards

Tired of banking fees eating into your profits every month? Traditional banks charge monthly maintenance fees, transaction fees, overdraft fees, and wire transfer costs that add up to hundreds—even thousands—of dollars leaving your business every year.

Grasshopper Bank flips that model completely. 🔄

Earn money instead of paying it:

• 💰 Competitive APY on your balance—your operational funds grow while they sit

• 💳 Unlimited 1% cash back on all debit purchases with no spending caps

• ✨ Zero monthly fees, zero transaction fees, zero overdraft fees

• 📲 Free incoming domestic wires and unlimited ACH transfers

Run operations smoother:

• 📸 Mobile check deposits in seconds—snap a photo and you're done

• 🎯 Instant virtual debit cards for online purchases and team spending controls

• 🔗 Seamless QuickBooks integration plus built-in Autobooks accounting tools

• 📊 Real-time tracking and automated reconciliation

Maximize your earnings: Pair your Innovator Business Checking with Grasshopper's Innovator Money Market Savings to earn even higher APY on funds you're setting aside. Both accounts work together seamlessly through one digital platform.

A service business owner shared: "I was paying $35/month in fees at my old bank, plus getting dinged for wire transfers. Six months with Grasshopper and I've saved $400 in eliminated fees, earned $200 in cash back on routine expenses, and my bookkeeper loves the QuickBooks sync. That's $600 that used to leave my business for no reason."

Getting started takes five minutes. You need just $100 to open your account—no minimum balance requirements after that. Everything happens through Grasshopper's mobile app. No branch appointments, no complicated paperwork, no waiting.

This is banking designed for small business owners who are done settling for "banking as usual." ✨

Open your Grasshopper Business Checking account for your small business →